Our Team
Meet Our Team
Legacy DLC, Inc. has built a dedicated team with more than 250 years of combined experience in financial services, insurance, estate planning, wealth management and preservation. When you work with the Legacy DLC Team, you benefit from the extensive experience brought by each specialist.
David & Lisa Camacho
FoundersDavid & Lisa are Trusted Advisers and Licensed Agents. They are changing the landscape of helping individuals and families develop a solid retirement plan through Estate Planning & Asset Protection. They are extremely strong in the area of Tax Mitigation where they utilize a strategy, like no other, designed to provide clients with tax-free income during their retirement years.
Andrew Victor
Director of Planning StrategiesAndrew’s consultative approach helps clients explore areas of opportunity in their financial plan, and protect their hard-earned money from unnecessary risk and stock market volatility. He’s created a proprietary and sophisticated tax mitigation strategy, designed to provide you with tax-free income during your retirement years. This strategy has helped hundreds of clients secure a solid retirement plan—proven to be more effective than traditional investment methods.
- Harvard graduate
- 24 years of experience in financial services
- Consults on Tax-efficient income planning, Wealth Transfer, Business Succession and Insurance Planning.
Jennifer Surmacz
Chief CounselIn her role, Jennifer uses her experience in Estate Planning, Probate, Contracts, and other legal disciplines to review each eStatePlan™ file and collaborate with the eStatePlan™ team to ensure compliance with the client’s goals, objectives, and wishes. She works with clients to review finished documents for approving their efficacy, suitability, and accuracy.
Ciara Lister, Esq.
Network AttorneyAs a network attorney for eStatePlan™ Ciara Lister believes in three key pillars: planning, preparation, and prevention. A full-scholarship graduate of Ave Maria School of Law in Naples, Fla., Lister began her law career as a Commercial Insurance Litigator in Boca Raton. She began seeing clients and her close friends struggle with the negative effects of probate proceedings, from dwindling inheritances to families destroyed by battles over money. This motivated her to change her focus to Estate Planning so she could help people avoid these issues before it was too late, rather than perform legal triage when the damage to families and their legacies had already been done.
Noell Holmberg
Director of Life InsuranceNoell’s experience as a medical surgery nurse, specializing in cardiology and neurology, gives her invaluable credibility when working with underwriters. Her persuasive advocacy results in insurers green-lighting client cases they may have otherwise denied.
Veronica Hill
Financial Planning & Tax MitigationIn 1999 Veronica began her career in the financial sector on the securities side of the industry where she was Series 7 and Series 65 licensed. She moved to the life insurance side of the industry in 2005. Since then, she has been assisting agents & advisors helping them to determine what is best suited for their clients based on their financial goals and objectives.
Stacy Pearson
Universal Guardian TrustStacy brings an incredible background where she has legislated and advocates for individuals who have no voice…. those with special needs. She designed The Universal Guardian Trust (UGT) as a foundational vehicle by which guardians are to carry out the wishes of a deceased parent regarding their own children, including children with mild disabilities or even “special needs” children. She has also spoken multiple times at the United Nations which brings a very unique perspective to our team approach.
Gary Loftsgard
CEO, Integrated Trust SystemsGary pioneered the concept of multi-disciplinary network estate planning in the 1980s. His software solutions have generated thousands of estate plans for the clients of advisors, agents, accountants, planners, and law firms in all 50 states. His proprietary platform, eStatePlan™, has conveyed thousands of charitable gifts to charities and is used as the back-office for planned giving directors to process Bequests/Charitable Allocations. Loftsgard has also held the Certified Financial Planner (CFP) designation since 1994.